Already have Medicare

Deina Hildebrand

Phone: 760-239-7145
deina.hil@gmail.com
Fax: 619-566-4150
Cal Lic # 0G74941

Steve Howard

Phone: 619- 664-4066
steveahoward7@gmail.com
Cal Lic # 4069854

Kent Hildebrand

Phone: 619-407-8233
Fax# 619-566-4150
Cal Lic # 0I43628

GUIDING YOU THROUGH THE PROCESS AND BEYOND Learn more about Medicare →

Medicare isn’t part of the Health Insurance Marketplace, so if you have Medicare coverage now you don’t need to do anything. If you have Medicare, you’re considered covered.

The Marketplace won’t affect your Medicare choices or benefits. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you won’t have to make any changes.

IMPORTANT: The Marketplace doesn’t offer Medicare supplement (Medigap) insurance or Part D drug plans.

If you have only Medicare Part B

If you have Medicare Part A (Hospital Insurance), you’re considered covered under the health care law and don’t need a Marketplace plan. But having only Medicare Part B (Medical Insurance) doesn’t meet this requirement.

TIP: If you have only Medicare Part B, you aren’t considered to have minimum essential coverage. This means you may have to pay the fee that people who don’t have coverage may have to pay.

Expanded Medicare benefits for preventive care, drug coverage

↦ Medicare benefits have expanded under the health care law – things like free preventive benefits, cancer screenings, and an annual wellness visit.
↦ You can also save money if you’re in the prescription drug “donut hole” with discounts on brand-name prescription drugs.

More Medicare details

↦ Medicare’s Annual Enrollment Period (AEP) October 15 – December 7 hasn’t changed.
↦ more about your Medicare coverage and choices, visit Medicare.gov.

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